Outfit: Tights or no Tights?

I wish I would’ve had some fun tights to go with this outfit but I haven’t figured out if I am a funky tights person or not. I envision funky tight people as either fashion runway model types heading to some creative job in NY or Zooey Deschanel. Or maybe Rhianna. None of which describe me. Where do you land on the tights wearing spectrum?

Source: strictlyweddings.com

As far as the rest of the outfit, I played it safe with the cream cardigan so the cobalt shirt and skirt could be the stars.

Linking up with Pleated Poppy, Random Wednesday, and Style Sessions.