financial peace of mind

So the holiday season is heeeeeere! With Black Friday behind us, we all know how it’s easy to get caught up in the hustle of the holidays and lose sight of the goals for we’ve set to help us achieve and maintain financial peace of mind. I’m trying to be more responsible with my money/spending habits and want to obtain “financial peace of mind” in 2015. To me, financial peace of mind means not having constant money stress. As I previously mentioned, we are planning to put our house on the market early next year and then we’ll be buying a new house. In order to get us ready to go for that, we need to pay down debts, save money and budget. Here are some things we are doing now in order to set ourselves up for financial success in 2015.

As a newly married couple, we are working on making a budget as a couple. We are sharing a bank account now so we need to be on the same page as far as spending and being on track with saving. Right now we are tracking our spending so we first have an idea of what we are spending. Any extra is going towards paying down debt and savings. We want to start the year off on the right foot with less debt and more in savings. We are also working on not overspending this Christmas season too, which will help us to start out 2015 with financial peace of mind.

This holiday season, in order to encourage consumers to stay on track with their finances, Capital One 360 is decking the halls with deals you can bank on, including new account bonuses, referral bonuses and closing cost credits. So add Capital One 360‘s Black Friday Sale to your shopping list – give yourself the lasting gift of financial peace of mind by taking advantage of deals on banking, brokerage and mortgage products. Capital One 360’s Black Friday Sale deals are designed to encourage consumers to keep their finances top of mind. You can also give your friends and family the gift of financial peace of mind by encouraging them to take advantage of the sale too – if they sign up, you may be eligible for a $40 referral bonus. Awesome, right? Here is some more info:

Deals:

Product Offer Details
ShareBuilder Up to $1,250 bonus (tiered offer)

• Must be a new ShareBuilder customer

Home Loans $1,250 off closing costs

• Must sign up for the loan during the sale period

360 Checking $100 bonus

• Must make a $500 minimum initial deposit and make five transactions
• Must be new to 360 Checking

360 Savings $100 bonus

• Must make a $1,000 minimum initial deposit
• Must be new to 360 Savings

Refer a Friend $40 bonus per successful referral

• For someone to receive the referral bonus, they must be a current customer
• Their friend must meet the minimum initial deposit requirements
• Applies to all accounts

I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.

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