– start using my monthly budget book to track finances for the month
– continue to put money into my travel fund, and only remove what is absolutely necessary for our trip down south at the end of January
– cut back on unnecessary day-to-day spending
– keep track of everything I spend for the whole month
And here are my goals for February –
– cut back on unnecessary day-to-day spending (which includes buying coffee and lunch on the way to work each day)
– continue to use my monthly budget book to track finances
– change my mindset to be all about SAVING
– cut back on entertainment costs (this was one of my biggest downfalls last month)
What are you financial goals for the month?