It’s been awhile since posting, but that’s been intentional. I’ve tried to get away from thinking about myself as “debtkid” anymore. It’s been really nice. In fact...
It’s been awhile since I did a debt update, so lets take a look at where I’m at vs when I started debtkid.com back in 2007. 2011 was definitely not my best year for earning, especially co...
Perhaps you acquired your pets before your financial circumstances changed. Perhaps you’re self-employed and having a low month. We’ve been on our journey to get debt-free for two and a half years no...
With the planned acquisition of ING Direct by Capital One still looking like a go, I’ve been asking myself, “Do I want to keep my savings at ING Direct come 2012?” I doubt I’l...
It seems like a basic thing, but I can see how easy it would be to think, “Oh, well, my wife doesn’t need to know about this expense, I’ll just put that on my old checking account f...
Sigh, I’m still not a fan of the stock market. I guess being out of the market the last few years has probably cost me financially, but I still don’t think I could take the stress of the ...
So big news out yesterday in the frugal entertainment world….the old Netflix DVD-to-your-home business is being spun off to a whole new brand: Qwikster You’ll now see two charges on your ...
Whew. It’s been a whirlwind of a past year or so (moved, got married, tons of other crazy stuff), but it’s time I got back to writing about my life, cause it’s still pretty darn int...
When a business can no longer bring in more than it pays out, it generally ceases to operate and although post office rates have continued to raise it can no longer continue to bleed money the way it...
I don’t know about you, but I love Mint.com for keeping track of the household budget. I love that I can check it with a mobile device or online. With my husband and I working separate shifts, we do...
Image credit: Freedigitalphotos.net (federico stevanin) 1. Get a roommate, or ten. It doesn’t have to be forever. Just until you get out of debt. 2. Rent a room. Being someone else’s roommate is a wh...
Image Credit: Renjith Krishnan For a year, there’s been a four-day camping trip on my calendar. The whole family has been looking forward to this camping trip with friends. We’d gotten the tent (ours...
Credit: Freedigitalphotos.net (Idea go) You may have seen the news. The Centers For Disease Control have issued a preparedness plan for a Zombie-Apocalypse. Good thing too. I was all set for earthqu...
Image Credit: Jeroen van Oostrom I’m sick to my stomach as I write. We projected to be debt free by February, and we’re not there yet. Call me guilty of “counting chickens from eggs” but we’d ...
Even though my credit score has recovered from it’s pretty hidious 500′s phase, up to over 680 now, I don’t see my wife and I looking to purchase a home anytime soon. At least in ou...
I doubt there is anyone who can make an intelligent argument against the fact that we have become the society with the biggest sense of entitlement in the history of our world. I have written much ab...
~ By Nolan This one is inevitable. Your wife backs into a tree. You back into a concrete wall in your usual garage at work. Some kid on a passing bike takes a key to your fender. Your car bears th...
A new handy dandy info-graphic from Deals.com below shows how many points you need for a free flight on Alaska, Continental, American, Delta, Frontier, JetBlue, Southwest, United, and US Airways. I d...
There is a lot of talk in the news about gas prices going down, and I can see that they are, but certainly not very fast! But that’s the way it works. Prices typically go up pretty fast when a “short...
Filing for bankruptcy sucks. It’s time consuming, stressful, and overwhelming all at the same time. When I filed my bankruptcy three years ago, I learned a number of lessons I will share here. ...
Image Credit: watcharakun / FreeDigitalPhotos.net I don’t know about you, but a few years ago, I noticed an alarming trend. My family sees a lot of movies in the summer. At an average of about $65 ...
Dear IRS, (You read Debtkid, right? If not, you totally should. Good stuff here.) I’d like to know, why it is unacceptable for me to withhold paying my taxes beyond the due date, however, the IRS is ...
If you’re not using the envelope system, it’s my opinion that you should be. This system is ages old, and it’s likely that if you tell your grandparents about this cool new budgeting technique that y...
I spent a few minutes today flipping through the archives here, and found dozens of posts where either DK or I champion the merits of a well-planned (and followed) budget, but not a single post on ho...
I’ve made a lot of money mistakes in my life, but here are five easy fixes to avoid some of the largest financial pitfalls. 1. Not having a simple budget There is no excuse today to not have at...
I picked a heck of a time to give up caffeine again. I tried this a few years back for Lent, and the headaches were just insane. I’ve stayed on top of it better this time (thank goodness for ad...
We have a condo, so if the gutters need to be cleaned, or the roof needs to be fixed, we don’t have to do anything about it. It’s nice that way, because our budget is fully contained. We seldom hav...
When I filed for Bankruptcy in 2007, the main question was: Chapter 7 or Chapter 13. The majority of individuals end up filing Chapter 7. Why? Well, it’s cleaner than a 13, and most individuals...
One of the things that surprises me about this two-year journey out of debt, is that each month we find new ways to be frugal. Yes, really. Every month, it seems our household expenses go down fur...
Image credit: Freedigitalphotos.net I’ve been pretty open about our struggle to get out of debt, and making the decision in our family that we don’t believe in debt and won’t use it anymore. To my s...
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