Having electrical devices on a switch can make it very convenient to cut power to electrical devices, and cutting power to electrical devices when you’re not using them saves money. The problem...
Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Tree devouring a sign Nature is rel...
A single light bulb in your home, depending on type, can burn between 7 watts (some LEDs and CFLs) and 100 watts (a 100W incandescent) of electricity. One light bulb. Our basement has six light fixtu...
When I started my computer consulting business, I spent about $150 in startup costs. I printed some flyers, had some business cards made, and had a lawyer check over a few documents. That’s it....
One of the things I really liked about our house when we first moved in is how each room had multiple switches that controlled particular wall outlets. All you had to do was flip a switch in that roo...
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Family and mone...
For indoor use, there are three primary types of light bulbs available in the American market. Incandescent bulbs are the ones most of us have used all of our lives. They produce wonderful bright lig...
I spent a ton of time outside this past weekend. Although I put on a bunch of sunscreen, I didn’t apply enough to my shoulders and spent several hours swimming. My shoulders are burnt. In fact,...
During the day at our house, I leave the air conditioning and furnace off, no matter the time of year. I’m pretty comfortable with a wide temperature range. However, my wife and kids prefer a s...
Julie writes in: I would love to see you run the numbers on playing the lottery. My mother spends $20 a week on Powerball. I keep telling her she’d be better off putting that $20 a month into a...
Our house goes through quite a few batteries, particularly AA, C, and D cells. Between remote controls, flashlights, and children’s toys, we always have a few dozen batteries in use in our home...
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Financially sen...
The actual use of electronic devices straight out of the box has become much easier than it used to be. Most of the time, items just come with one or two cables that are pretty clearly plugged into c...
One of the things I really don’t like about vacations is the prevalence of gift shops and souvenir stands near every remotely popular attraction. I particularly don’t like it when you go ...
We’ve all experienced it. A bad thunderstorm occurs and the lights flicker repeatedly. Sometimes, the power goes out, often preceded by a big energy surge that makes our lights get really brigh...
Each week, I highlight ten things each week that inspired me to greater financial, personal, and professional success. Hopefully, they will inspire you as well. 1. Emerson on moving on Today is just ...
For about five years in the late 1990s and early 2000s, I worked in computer system support. One of my chief responsibilities during that time was to keep three different rooms full of computers runn...
Every so often, I hit what I call a “valley” on my road to financial freedom. It’s usually during a period where I’m between two goals. I achieved something a while ago and th...
Whenever you buy a product from a company, you’re almost always dealing with a for-profit entity that exists to make as much money for their owners and/or shareholders as possible. For most com...
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. The downsides t...
U.S. & the Problem of Veteran Unemployment For service men and women returning from active-duty, a period of unemployment is next to unavoidable. Most veterans make a non-negotiable trade in comi...
Whenever you buy a sufficiently expensive product – usually anything over $100 or so – you’ll find a registration form in the box. For many products, you need to send in the card to...
Over the last few weeks, my children have been absolutely loaded with insightful and challenging questions. Why do people look different than each other? Why is the sky blue, since you just read that...
I think mail-in rebates are a pretty brilliant idea – for the company, anyway. According to most reports I’ve read, the majority of them are never filled out, which means the company keep...
A few days ago, I spent some time cleaning out a closet in our house that was mostly full of unnecessary stuff. I wound up recycling the vast majority of the contents of the closet and ended up givin...
When you go shopping for many items, from DVD players to vacuum cleaners, you’ll often see that the model is available for you to look at and (often) to try out. I’ve certainly browsed th...
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question. 1. Loans, repaymen...
I’m one of those people who likes to take advantage of ten or thirty day “no questions asked” return policies. I keep the receipt for items and if I discover that I have some sort o...
This past week, mortgage rates hit a new record low, bottoming out at a 3.79% average for a 30 year loan. A fifteen year mortgage is now at 3.04%. This is compared to rates that were 4.64% and 3.82% ...
Refurbished models are items sold by a company or a store in which they came into possession of an item with some flaw. The business then repaired that flaw, fixed the item up so that it’s clos...
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