Have you thought about what happens when you can no longer live on your own? If not, why not? Old-age is something that happens to pretty much everyone and by taking time to plan early you can ensure that you can enjoy your retirement right up until the end.
Your Family Aren’t Mind-Readers
Planning your later life care now will allow you to discuss with your family – your children, nephews and nieces – who may end up caring for you. It can be difficult to discuss end of life matters with your relatives as they may be reluctant to face up to the fact that you won’t be around forever.
Take time to alert them to any particular wishes that you have, such as when to refuse medical assistance, or where you would prefer to live. Tell them now if there’s a specific care home you’d rather move into or that you’d rather have a home help come to stay with you because you aren’t going anywhere without your cats.
Know Who’ll Be Responsible For You
Starting to plan for your later life should also include planning for the worst case. Who would be making decisions about you, and your affairs, if you were to suffer a stroke or otherwise become incapacitated? Make an assessment of who you can trust now and you can put in place the legal framework – powers of attorney, advance statement of wishes or advance decision to refuse treatment – to allow them to speak for you if you can’t.
Money Brings Flexibility
They say money can’t buy happiness and that’s true – but it can improve the quality of life you enjoy and it can allow you to determine your future. Planning your own elderly care means you can ensure the funding is in place to cover the likely cost of such care and you can factor in quality of life issues such as taking winter sun breaks during the the darkest part of the year or obtaining private health care to avoid long-waiting lists for operations such as hip replacements.
Know what will happen to your pets
If your children have flown the nest then your furry friends can be a huge part of your life. Planning your care in later life has the benefit that you can plan their care as well.
Most care homes will not allow you to bring your pets with you but a live in care service may also be prepared to care for your pets as well as caring for you. Creating a plan now will allow you to choose the services that are most pet friendly.
If you would like to remain in your own home for as long as possible then the Cinnamon Trust can assist with pet care if you no longer can. They can arrange for fostering if you need to go into hospital and can provide you with details of any pet-friendly care homes in your local area.