Common Workers Compensation Claim Myths
Every year, injured individuals all over the United State receive (in total) over 10 billion dollars. Workers’ compensation insurance is something every workplace has to have in order to do business legally.
Knowing your rights is important when it comes to seeking the funds for the injuries you sustained. But what exactly do you know about work comp? Is it only stories based on someone else’s situation, or do you have actual facts? Stories can easily turn into myths, and people don’t need much to start believing in them. Here are the most common worker's compensation myths and why you shouldn’t believe in them.
Small Businesses Don’t Need a Work Comp Insurance
Having a small business does not mean that an employer is not required to have a work comp insurance. What happens if one of the employees gets injured on the job? Since the employer doesn’t have an insurance, he or she will end up getting sued. As a result, the employer will lose a substantial sum of money (sometimes, this could lead to bankruptcy).
If you are working in a small business, make sure that your company has workers’ compensation insurance. Don’t believe anything they tell you about “not needing an insurance when there are so few workers around”.
If you do end up getting an injury and your company does not have a work comp insurance, consider getting in touch with Los Angeles Workers Compensation Attorneys as you are going to need legal help to solve this problem.
Most Work Comp Claims are Fake
There are many individuals who think they can fool the system. They try and fake the injury, only to become “eligible” to obtain workers compensation. Because of such people, most insurance companies are trying to protect their interests; that means less approved claims and much more rigorous inspection of the injury and the facts surrounding it. For that reason, you may hear that most work comp claims are fake.
You need to know that this is nowhere close to the real truth. The majority of claims filed with the system are legitimate. This is a serious matter, and people are actually getting injured on the job. Yes, the insurance company will try and stop you from getting the benefits you deserve but is it your duty to hire an attorney in order to do things properly. Contact Workers Compensation Attorneys in Los Angeles, and schedule your initial free consultation today.
Too Expensive To Hire An Attorney
Another thing people believe in when it comes to filing a workers’ compensation claim is that hiring an attorney to do it for you will cost you more than you could afford to pay. That is one of the biggest false myths surrounding the work comp.
Most (if not all) work comp attorneys work on contingency; this means that you are not charged anything until your case is won in your favor. Only after you receive the compensation, you will be charged on previously agreed percentage.
Yes, you can get an attorney for free and pay only if you win. Sounds convenient? Its because it is.
