Mohammed Asif Khan

4 Reasons why you should purchase Bike Insurance

Bike insurance at times is considered to be an unwanted expense by many. The main thought that crosses one’s mind is, “I know I am a safe rider and I will not meet with an accident”. But let us tell you, in most cases it isn’t about you being safe but the fact that you could be a part of an accident or another rider hasn’t seen you and collided with you in the bargain.

What is bike insurance? How would it help you? How important is it? This type of insurance is mandatory in India. You have to pay an additional amount and avail it with your bike. The most basic characteristic of a bike insurance is to protect you from accidents that take place on the road. Also, it safeguards you along with your bike from any damage caused by natural disasters or man-made disasters.

Here are four reasons why you should renew your insurance policy:

(1) Protection from natural disasters: Renewing your two-wheeler insurance saves you from heavy expenditure that could be caused by natural disasters. The company issuing your policy would bear the costs of the damages caused.

(2) Protection from man-made calamities: Any damage caused to your vehicle by man-made calamities such as accidents while you’re riding to work or your bike getting stolen are covered by the insurance company. It also covers any service costs or replacement charges, whichever is most important based on the situation.

(3) Security: The most important feature of an insurance policy is the security and peace of mind that any damage caused to your bike by any of the above mentioned reasons will be taken care of. It gives you a sense of confidence while riding and helps you save money on fines imposed by traffic officials for not having an insurance.

(4) Legal aspects: Availing a bike insurance makes you eligible for a cover against another individual’s legal liability. For example: Your bike collides with another person’s bike and damages it or causes injuries or death to the owner of that vehicle. In such case, you are liable to pay for the damages caused or responsible for any legal procedures. The third party liability cover protects you from such situations.

Have you renewed your insurance policy yet? We hope so! Insure the safety of yourself and the well-being of your bike today!

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