Everything you need to know about online car insurance renewal

Have you ever tried your hand at online car insurance renewal? If not, you should! It makes the entire process of keeping your policy active akin to child’s play. Just a few clicks and taps et voila, you’re done. However, if you’re still unsure about using the internet to renew your plan, this article will highlight some points that might change your mind; along with some points to help improve your coverage in the process. First, let’s take a look at why car insurance renewal online is a smart move.

1. It is plain easy!

Is the expiry date for your car insurance policy coming up? Well, forget about visiting the branch, waiting in line, submitting your documents and all that jazz. Just reach for your phone, log on to your insurance provider’s website, find the ‘renew online’ button and click on it.

A simple form will follow, just fill in the required information and proceed. The system will look for your policy details and bring them up on the screen. You will have to confirm that the details are correct and proceed to renew the policy by paying the premium. Just choose the payment gateway you are comfortable with and make the payment.

Within seconds of the payment going through, you will get a confirmation on your registered mobile number and email address as well. The renewed policy document should follow in a few moments. Access your email, cross-check the renewed policy document, make some copies and store them in your car.

2. It saves time.

Visiting the branch to renewal your plan will a couple of hours, at least. Online car insurance renewal on the other hand - that should take no more than a couple of minutes. So which will you choose the next time the expiry date of your car insurance policy comes up – a branch visit or the internet?

3. It’s convenient.

Real world renewal requires you to visit the branch within office hours. For this, you have to take time out of your working hours, or worse still, sacrifice your day off. Online car insurance renewal offers a convenient way out. You can renew the plan from anywhere, at any time of the day or night.

Here are some tips to make online car insurance renewal more beneficial.

Don’t just stop at renewing your plan, instead, you could make some changes to optimize your plan. This could help you get better coverage at lower premiums. To begin with, you should reassess your coverage needs. Opt for add-ons if you need them or drop any add-ons you have that are no longer necessary. You could also choose to opt for long-term plans. These will help you save money and forget about renewal for a few years. You could also consider switching car insurance providers – you can evaluate all the options out there and if you find anyone offering something better, you can just port your car insurance policy.

Hope this article has been helpful, good luck and all the best!