Old age is a time when a person is not able to perform many tasks without any help. Whether it’s about the daily chores or becoming financially stable, elderly people cannot cope up with the situations. Furthermore, not all people have enough funds in their bank to live their life without any worries.
To solve this problem, the Ministry of Health in Singapore has created a program called Eldershield that provides aid to severely disabled people. It is an insurance scheme where a person has to pay an affordable premium to gain benefits in the future. That is why it is the best choice for all citizens to take this scheme.Any person living in Singapore has to only pass the Eldershield assessment to become a part of the program. Once you are verified, then you have to fill a form to join Eldershield.
Another measure that can help people at any stage of life is LPA. The Lasting Power of Attorney certificate assures that if any person of age 21 years or above has lost mental capabilities, then one or more than one elected person can make decisions on the person’s behalf. This opens up new possibilities for everyone. Plus, people can live peacefully for the rest of their lives. The entire process can be performed by any cheapest LPA certificate issuer.
In this article, we have briefly covered the aspects of Eldershield and LPA. This will help you to create a future for yourself and your family.
Who is considered Severely Disabled?
Eldershield assessment requires people to come under the category of severe disability. Anyone unable to perform a minimum six number of Activities of Daily Living is considered to be eligible for Eldershield. These six activities are listed below:
• Washing: The person is unable to wash during a bathing or showering session including a sponge/bed bath and the ability to move in and out of the bathing/showering room.
• Feeding: To feed himself/herself after the preparation of food.
• Toileting: Able to perform proper bladder and bowel movement including the use of diapers and other surgical appliances if provided.
• Transferring: The ability to transfer oneself between the bed and a chair or wheelchair.
• Mobility: Whether the person can move on a level surface.
• Dressing: It involves all the activities of dressing and undressing garments along with any medical appliances like artificial limbs and braces.
Monthly Benefits Provided
After the Eldershield assessment is completed, the severely disabled elderly are eligible to receive a payout of $300 to $400 every month. This goes on for 5 to 6 years depending on the insurance plan one had opted for. In addition to that, you can decide the type of care received throughout the years. It can be home care or even nursing home care. Along with that, you are covered across the world for any kind of help included in this scheme.
Criteria for LPA and How It can help?
Lasting Power of Attorney allows any normal individual to prepare for the future. The minimum age to apply for this certification is 21 years. Additionally, the donor (the person applying) has to be mentally fit before submitting their application. To begin this process you can contact the cheapest LPA certificate issuer and fill your LPA form. It doesn’t require much effort to be a beneficiary of this plan. Just remember to submit the required documents along with the form to the Office of the Public Guardian.
Once everything is checked, you will never have to worry about your welfare and financial matters. If in any case, you lose your mental stability, a person will be always available to take care of your property and other affairs.