We all have a ready wish list of items that we want to get but do not have in hand liquid funds available, or we think that it is way too expensive and out of your budget. But what if we inform you that there is a platform available that helps you in shopping right now by giving a buy now pay later option? You do not need to worry about payment when you can just focus on shopping now? Yes, the name is LazyPay. It is one of the platforms that provides credit and pay later option to the users to need not worry about their purchases.
The user interested in getting to know more about the offers and rewards of LazyPay needs to be eligible to become a registered user at LazyPay and get the buy now, pay later option. He or she should be at least 22 years of age and not more than 55 years. The person has to be a salaried individual and a resident of India in a major Tier- I or Tier- II city. The person also has to provide documents like address proof, identity proof, and a photograph for the purpose of identity verification. Bank details like account number and IFSC code are to be submitted.
And, just in no time, you are ready to avail the buy now pay later option at LazyPay. Then the user can easily opt for the buy now, pay later option at selected retail stores offline like departmental stores or grocery shops, and on many online portals and websites on which you shop or order like VI App, Makemytrip, or swiggy.
The repayment of the availed buy now pay later option can be done in a single lump sum amount or in many installments of 3 months, 6 months, 9 months or 12 months. When the user chooses to pay the lump sum in one go, they have to pay within 15 days, and no interest is charged on such an amount. And in case of registered user choosing installments, as repayment option of buy now pay later offer, they need to pay a reasonable sum of interest as per the period of installment selected. Not to mention, the interest is at par with standard rates charged on the credit amount.
Other than the amazing buy now pay later option, LazyPay also provides many other exciting rewards like cashbacks on many different portals, great discounts, and many more. The user can also check their cibil credit score easily at LazyPay. The credit score can be checked for free, and checking your credit score at LazyPay for free has no impact on the user's credit score in any way. LazyPay also provides an instant personal loan option to the registered user of an amount up to ₹One Lakh as per their credit score.
LazyPay users get exciting rewards and orders for their transactions done via LazyPay and get to avail themselves the amazing option of buy now pay later. You can easily get an interest-free credit for purchasing now when you pay the amount of credit within 15 days. But when you choose the option of repayment in installments of 3 months, 6 months, 9 months, 12 months, or 15 months, you are charged a reasonable rate of interest for the amount of credit.
LazyPay provides you in a way instant personal loan for your shopping needs, which you can pay out easily as per your convenience of repayment like lumpsum amount within 15 days or in installments. So now you need not worry about paying now when you can easily get to choose the option of pay later at LazyPay. Happy and worry free shopping with LazyPay!
Download the LazyPay app, get your credit limit and enjoy making those purchases like you never have !!!