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homewithaneta.com/blog.html · Nov 8, 2015

Receiving Our Canada Learning Bond + Giveaway

We planted a seed a couple of months ago, a seed that will continue to grow and bloom for a long time, we applied for the Canada Learning Bond and got RESPs for our children thanks to information we received from SmartSAVER.

We applied for the Canada Learning Bond on the first day of the 2015-2016 school year, September 8th. I will remember this day for the rest of my life because it was one of those days where I felt like I was SUCCEEDING at this parenting thing. It was also the day we told our kids that they could be whatever they wanted to be when they grew up, told them we were saving for their education and we would help them achieve their goals.

I wasn’t sure they understood or cared, my daughter always excelled in school and she said she wanted to be a fairy when she grew up at her SK graduation just a few months earlier. Darius, my Darius never could focus enough to do well. He got C’s and D’s and excelled in gym. He wanted to be Batman when he grew up for as long as I remember.

But now two months into the school year I see something happening. My son is EXCELLING. He has a photographic memory when it comes to spelling and even his reading is improving. He is confident and can’t wait to share his school day with me. He does his homework in the mornings before school as it is a better fit for him than after. And the boy has DREAMS.

He wants to be a soldier and wants to be on the SQUAT (SWAT) team. I just laugh because the thought of him doing squats on a team is enough to make me burst into a fit of giggles. But none the less, he is showing that he has aspirations and goals so I will support him and smile at his growth.

Receiving the Money

I checked at 6 weeks and the money had not arrived but when we checked again at 8 weeks it was in our account. Curious as to how much we got in our account for 4 kids aged 7, 6, 2, and 7 months?


$2655.01 !!!!!!!

My husband and I put in $80 of those dollars with our monthly contribution of $10 each kid (x 2 months). That is $2655.01 more than we had saved 8 weeks ago, and that money will only continue to grow monthly and yearly.

I feel pretty darn good right now, for finally setting this up for the kids. But I am also so thankful that something like the Canada Learning Bond exists and that there are people like the staff at SmartSAVER who work so hard to make sure this FREE education money is put in the hands of Canadian parents who need it most. They do so without the pesky phone calls at all hours of the day and they genuinely just want you to take advantage of what is available.

SmartSAVER Contest

SmartSAVER is currently having a contest right now that till the end of the year. If I could enter I would but that shouldn’t stop you from doing it!

If your child was born in 2004 or later and your family income is under $45,000 you could get up to $2,000 in free money from the Government of Canada through the Canada Learning Bond. PLUS, if you apply for this free government money before December 31 you could win one of nine weekly cash prizes of $1,000 from SmartSAVER! A new $1,000 winner will be selected every week so apply early for more chances to win. Now that’s a WIN-WIN!
To participate, families will be required to use SmartSAVER‘s online application to open a Registered Education Savings Plan (RESP) at no cost, with no contribution required at a participating bank or credit union of their choice, and apply for their child’s free Canada Learning Bond. It takes less than 10 minutes to apply and you can open the account with $0. Applicants will be automatically entered to win the $1,000 weekly cash prize between November 1st and December 31st. Visit SmartSAVER.org for full contest rules and regulations.

Quick Recap

You can find out more about SmartSAVER here and if you need more information about the Canada Learning Bond you can find it here. So head on over to the application form here and sign up for up to $2000 free for your child’s education. If you would like to read my road to receiving my Canada Learning Bond you can read part 1 and 2. Also connect with SmartSAVER on Facebook, Twitter and YouTube to stay up to date.


SmartSAVER has once again offered one of my readers the chance to win $50 Presidents Choice gift cards. This giveaway will run till 11/30 and is open to all Canadians. Good Luck and Bonne Chance.

What do you think of my journey with SmartSAVER towards getting the Canada Learning Bond in my account?

$50 President’s Choice Gift Card

The post Receiving Our Canada Learning Bond Giveaway appeared first on Home With Aneta.

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