How Can Walmart Layaway Help with Major Electronics Purchases This Holiday Season?
It’s hard to believe the holidays will soon be upon us, but one look at the calendar and I quickly realized that unless I want to be scrambling at the last-minute, I better start planning my holiday shopping as of now! Considering December in our household means three birthdays in addition to Christmas (yes, both kids and my husband all have birthdays within three days of each other) – and we’re not keen on combining gifts – it’s definitely best if we spread out our shopping. Our sanity and financial burden will surely be better off if we don’t wait until the last minute. Besides, those gaming consoles the husband has had his eye on for a few months, come with a pretty hefty price tag!
That’s why this year I’m seriously considering taking advantage of the Walmart Layaway program. By setting aside a few items on layaway, it will help us spread out the cost of our holiday shopping and strategically budget our holiday expenses. With Walmart Layaway being available through December 15, it gives us plenty of time from now until then to pay for and pick-up our items, just in time for Christmas.
Another plus of layaway is that if you have children that are trying to earn an electronics purchase (perhaps a new video game?), using Walmart Layaway is a great way to help them manage their money and bring it all to a tangible reality for them. It’s one thing to set the money aside at home; it’s another to make payments in the store and see how close they are to paying for the item in full. Let me share more with you about how Walmart Layaway works and how it’ll help us manage our holiday expenses this year!
As I mentioned, my husband has been eyeing the latest gaming consoles for a few months, debating on whether to buy a PS4 or Xbox One console. This may just be one of our top holiday electronics purchases, with the PS4 Destiny Bundle being his top contender. Using Walmart Layaway we’ll be able to space out the cost of the gaming console and there will be no concern about whether it’ll sell out or anything like that. We can simply walk into a store as of today and set it aside for layaway with a down payment of either $10 or 10%, whichever is greater. There’s no other fee to begin a layaway purchase.
Other top electronics purchases we may consider this holiday season, include:
More Details of Walmart Layaway
- No opening fee required. Simply make a down payment of $10 or 10% of your total purchase, whichever is greater.
- Individual items purchased must be $15 or greater and your total purchase must be $50 or greater.
- Final payment and pickup must be made on or before December 15, 2014 at the same store where you initiated your layaway purchase.
- Layaway purchases not paid for or picked up by December 15 will be canceled. Any payments made will be refunded, less a $10 cancellation fee.
- Layaway is available in stores for electronics, automotive electronics, toys, infant toys, select sporting goods, small appliances, furniture, infant furniture, and select jewelry. Excludes wireless phones.
- See Walmart Layaway for more information and full details or visit your local Walmart store’s Walmart.com Services Desk.
What top holiday electronics do you plan to purchase this year that you could set aside with Walmart Layaway?
