The 10 Best Credit Card Signup Bonus Offers Right Now

I updated a full top 10 list of best current credit card signup offers last month, and have made some changes to links below.

As always I try my best to compile the best available offers. Please let me know if you’re aware of others that should be on this list (in some cases we’ll disagree, and that’s cool too, it makes for a great comments section).

Here’s what I consider the current 10 best credit card signup bonuses currently available:

Citi Executive / AAdvantage World Elite MasterCard 100,000 miles after $10,000 spending within 3 months. It’s a $450 annual fee card which comes with American Airlines lounge access, and has a $200 statement credit as well in the first year.
Ink Plus Business Card is a small business cards that both offer 50,000 point signup bonuses after $5,000 spend within 3 months. It has a $0 fee the first year, $95 thereafter.
Points transfer to United, British Airways, Korean Airlines, Virgin Atlantic, Southwest, Hyatt, Marriott, Ritz-Carlton, IHG Rewards, and Amtrak.

If you’re wondering whether a small business card makes sense for you, read Why You Should Add a Small Business Card to Your Wallet.
Ink Bold Business Card is nearly identical to the Ink Plus card above, except that it is a charge card (must pay bill in full each month) rather than a credit card (should pay bill in full each month). Like Ink Plus, it has an offer of 50,000 points after $5,000 spend within 3 months and has a $0 fee the first year, $95 thereafter.
Both cards earn 5 points per dollar on telecommunications (cable tv, cell phone, internet) and at office supply stores; earns 2 points per dollars at gas stations and hotels; and has no foreign currency transaction fees.
Chase Sapphire Preferred Card offers a $0 fee the first year ($95 thereafter); 40,000 points after $3000 in spend within 3 months, 5000 additional bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
It has no foreign currency conversion fees, double points on travel and dining, points transfers to United, Hyatt, Southwest, Amtrak, British Airways, Virgin Atlantic, Korean Airlines, Marriott, IHG Rewards, and Ritz-Carlton. Probably the best all-around credit card, and with a great signup bonus.

This is the card I recommend most to beginners in the hobby for getting started, but it’s one that beginners and experts alike can benefit from.
Citi American Airlines MasterCard: 50,000 bonus points after $3000 spend within 3 months, no fee the first year.
British Airways Visa Signature® Card: 50,000 points after $2000 in purchases within 3 months,
If you spend $30,000 on the card in a calendar year you earn a companion certificate so you can redeem miles and a second passenger travels on the award for no additional miles (but does pay the taxes and fuel surcharges). Here’s my full discussion of this offer.

British Airways offers family accounts so you can pool your miles. One person could get the card, spend $30,000 on it this year and earn 87,500 points (signup bonus plus 1.25 points per dollar for spending). A second person gets the card, and spends only enough for the 50,000 point bonus. Together they then have 140,000 points that can effectively be used twice for 280,000 points worth of travel as long as they fly together and exclusively on British Airways.
Mercedes-Benz American Express Platinum card: 50,000 American Express Membership Rewards points after $3000 spend within 3 months, $475 annual fee (which also gets you a $200 airline fee credit, $100 credit if you are signing up for Global Entry, and lounge access with American, US Airways (both ending March 22) and Delta — plus a Priority Pass Select card for Alaska Airlines and many international lounges).
United Explorer Card: There’s a 50,000 mile signup bonus with additional miles possible, it is targeted but many have been able to get the card. I love that the card comes with primary collision damage waiver benefits for rental cars. If the offer was generally available to everyone it would be higher up on my list. There’s also a small business version of the card — log into your MileagePlus account and click on the Explorer card for business. Some people click around to other cards and back and see the 50,000 point card offered to them.

There’s also a business version of the card that offers 50,000 miles after $2000 spend within 3 months, $0 fee the first year.
Southwest Airlines® Rapid Rewards® Premier Credit Card: 50,000 points after $2,000 within 3 months, that’s ~ $714 worth of airfare, and it’s even incrementally better than that because you only pay the segment (security) taxes and not the excise taxes you’d be out of pocket for on a paid ticket.
US Airways Mastercard 40,000 points after first purchase, $89 fee (not waived the first year).

Reasonable people can disagree on the ordering — how you will value points depends on how many you already have and what awards you’re after.

(About half of the card links in the list above offer referral credit to me if you are approved after applying through the links in this post. I appreciate your support.)

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The post The 10 Best Credit Card Signup Bonus Offers Right Now appeared first on View from the Wing.

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The 10 Best Credit Card Signup Bonus Offers Right Now

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